Terms And Conditions
Welcome to PapaArgent Global!

We represent users,who have money and wish to make more money from it,we are not a financial institution nor a bank.
This represents a normal transaction between you and a friend,where you both agree on certain terms .
These terms and conditions outline the rules and regulations for the use of PapaArgent LLC's Website, located at ww.PapaArgent.com.
By accessing this website we assume you accept these terms and conditions. Do not continue to use PapaArgent Global if you do not agree to take all of the terms and conditions stated on this page.
The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: "Client", "You" and "Your" refers to you, the person log on this website and compliant to the Company's terms and conditions. "The Company", "Ourselves", "We", "Our" and "Us", refers to our Company. "Party", "Parties", or "Us", refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client's needs in respect of provision of the Company's stated services, in accordance with and subject to, prevailing law of cm. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.

Cookies
We employ the use of cookies. By accessing PapaArgent Global, you agreed to use cookies in agreement with the PapaArgent LLC's Privacy Policy.
Most interactive websites use cookies to let us retrieve the user's details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.

License
Unless otherwise stated, PapaArgent LLC and/or its licensors own the intellectual property rights for all material on PapaArgent Global. All intellectual property rights are reserved. You may access this from PapaArgent Global for your own personal use subjected to restrictions set in these terms and conditions.
You must not:
Republish material from PapaArgent Global
PapaArgent LLC reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes breach of these Terms and Conditions.
You warrant and represent that:
You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;
Also,we are using flutterwave,orange and MTN to process payments. We are not responsible for any delays,inconveniences or errors resulting from this providers or their API.We  will try to assist in our limited way if possible and issues regarding payment  failures should be given at least 2 weeks and at most 30 days to resolve as a result of so many clients to attend to.
 
Hyperlinking to our Content

The following organizations may link to our Website without prior written approval:
Government agencies;
We may consider and approve other link requests from the following types of organizations:
commonly-known consumer and/or business information sources;
These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party's site.
If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to PapaArgent LLC. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.
Approved organizations may hyperlink to our Website as follows:
By use of our corporate name; or
iFrames

Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.
Service Fee
You equally accept that your eligibility to loans are dependent on us and we give you loan if and only if you meet our KYC requirements,which of course we can demand further verification documents or proof depending on the circumstances if necessary.
The minimum account balance cannot be withdrawn,its yours but we deduct 2% interest on it monthly or at any given time we may do a cumulative deduction.
The phone number in your acount cannot be changed.Also,make sure the email address you are to register with has been tested or valid.It cannot be changed.Forgotten emails or details are equivalent to a lost account,all funds related to this account cannot be recovered and are not refundable.
For account recovery,your email address will be used for authentication.
The phone number you registered with must be on whatsapp.
Documents requested range from personal information,utility bills,social media accounts,family information,school certificates,videos and anything that can identify an individual or do comparison.
You cannot withdraw money on an account opening subscription,account fee is not to receive loans,its to open an account.
You pay or do a deposit before identification so that you are motivated to comply with the rules,customers can easily give up if they don`t understand instructions or fail to submit the necessary verification documents knowing that they have no deposits.But if they made a payment before they will be careful to resubmit failed verifications and they will be patient to follow instructions.
Your identification must be verified before you can do a withdrawal.

Finally, when you successfully pay back the automatic loan s,upon some further considerations which depends on us,you will be opened to higher amounts and not necessarily the actual loan you requested.
NON REFUND POLICY

We have a strict non refund policy.You only withdraw money that has been given to you as a loan and not any money you deposit into the platform.
Content Liability
We shall not be hold responsible for any content that appears on your Website. You agree to protect and defend us against all claims that is rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.
Reservation of Rights
We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amen these terms and conditions and it's linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.
Removal of links from our website
If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.
We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.
Disclaimer
To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will:
limit or exclude our or your liability for death or personal injury;
As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.
Equally, any dispute or court cases where we have been summoned most be at Bonajo -Cameroon.
Unless otherwise stated, all fees are quoted in FCFA.
We reserve the right to change our terms and conditions at anytime.When this is done,you will be notified in our communication channels.